/* ============================================================
   CONNECTING CROWD — Main Stylesheet
   Design System: Modern Gradient + Glassmorphism + Micro-Animations
   ============================================================ */

/* --- Google Fonts loaded via <link> tags in HTML head for better performance --- */
/* @import removed — using preconnect + preload in HTML instead */

/* --- CSS Custom Properties (Design Tokens) --- */
:root {
  /* Brand Colors */
  --primary:        #1A6FD4;
  --primary-dark:   #1256A8;
  --primary-light:  #3D8EEF;
  --secondary:      #0EC4A4;
  --secondary-dark: #0A9C83;
  --accent:         #FF6B35;
  --accent-light:   #FF8C5A;

  /* Neutral Palette */
  --white:          #FFFFFF;
  --off-white:      #F7F9FC;
  --gray-50:        #F0F4F9;
  --gray-100:       #E2E8F2;
  --gray-200:       #CDD7E8;
  --gray-400:       #8A9BBB;
  --gray-600:       #4A5578;
  --gray-800:       #1E2540;
  --dark:           #0D1428;

  /* Gradients */
  --grad-hero:      linear-gradient(135deg, #0D1428 0%, #1A3A6E 50%, #1A6FD4 100%);
  --grad-brand:     linear-gradient(135deg, #1A6FD4 0%, #0EC4A4 100%);
  --grad-card:      linear-gradient(145deg, rgba(255,255,255,0.12) 0%, rgba(255,255,255,0.04) 100%);
  --grad-section:   linear-gradient(180deg, #F0F4F9 0%, #FFFFFF 100%);
  --grad-footer:    linear-gradient(135deg, #0D1428 0%, #1E2540 100%);

  /* Glass Effect */
  --glass-bg:       rgba(255, 255, 255, 0.08);
  --glass-border:   rgba(255, 255, 255, 0.15);
  --glass-shadow:   0 8px 32px rgba(26, 111, 212, 0.15);

  /* Card & Shadow */
  --card-bg:        #FFFFFF;
  --card-radius:    16px;
  --card-shadow:    0 4px 24px rgba(13, 20, 40, 0.08);
  --card-shadow-hover: 0 12px 40px rgba(26, 111, 212, 0.18);
  --section-radius: 32px;

  /* Typography */
  --font-primary:   'Outfit', sans-serif;
  --font-body:      'Inter', sans-serif;

  /* Spacing Scale */
  --space-xs:  4px;
  --space-sm:  8px;
  --space-md:  16px;
  --space-lg:  24px;
  --space-xl:  40px;
  --space-2xl: 64px;
  --space-3xl: 96px;

  /* Transitions */
  --transition-fast: 0.18s ease;
  --transition-base: 0.28s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 0.45s cubic-bezier(0.4, 0, 0.2, 1);

  /* Nav */
  --topbar-height:  38px;
  --nav-height:     68px;
  --header-total:   106px; /* topbar + nav */
  --topbar-bg:      #0BADA6;
  --nav-bg:         #FFFFFF;
}

/* =============================================
   DARK THEME
   ============================================= */
[data-theme="dark"] {
  --nav-bg:         #111827;
  --card-bg:        #1A2235;
  --off-white:      #111827;
  --gray-50:        #131D35;
  --gray-100:       #1E2845;
  --gray-200:       #263050;
  --gray-400:       #6577A8;
  --gray-600:       #9BADD0;
  --gray-800:       #E2E8F2;
  --dark:           #F0F4F9;
  --card-shadow:               0 4px 24px rgba(0, 0, 0, 0.5);
  --card-shadow-hover:         0 12px 40px rgba(26, 111, 212, 0.35);
  --glass-bg:       rgba(255, 255, 255, 0.04);
  --glass-border:   rgba(255, 255, 255, 0.06);
  --grad-section:   linear-gradient(180deg, #131D35 0%, #0D1428 100%);
}

/* Body background */
[data-theme="dark"] body { background: #0D1428; }

/* Navbar */
[data-theme="dark"] .navbar { border-bottom-color: #1E2845; box-shadow: 0 2px 8px rgba(0,0,0,0.4); }
[data-theme="dark"] .navbar.scrolled { box-shadow: 0 4px 20px rgba(0,0,0,0.5); }

/* Mega dropdowns */
[data-theme="dark"] .mega-dropdown {
  background: #111827;
  border: 1px solid #1E2845;
  box-shadow: 0 16px 48px rgba(0,0,0,0.6);
}
[data-theme="dark"] .dropdown-group h4 { color: #6577A8; }
[data-theme="dark"] .dropdown-link { color: #9BADD0; }
[data-theme="dark"] .dropdown-link:hover { background: #1E2845; color: #3D8EEF; }

/* Topbar dropdown */
[data-theme="dark"] .topbar-dropdown {
  background: #1A2235;
  box-shadow: 0 12px 36px rgba(0,0,0,0.55), 0 0 0 1px #1E2845;
}
[data-theme="dark"] .topbar-dropdown a { color: #9BADD0; }
[data-theme="dark"] .topbar-dropdown a:hover { background: #263050; color: #3D8EEF; }

/* Sub-nav */
[data-theme="dark"] .sub-nav { background: #111827; border-color: #1E2845; }
[data-theme="dark"] .sub-nav-link { color: #9BADD0; }
[data-theme="dark"] .sub-nav-link:hover,
[data-theme="dark"] .sub-nav-link.active { color: #3D8EEF; background: #1E2845; }

/* Mobile menu */
[data-theme="dark"] .mobile-menu { background: #111827; }
[data-theme="dark"] .mobile-menu-header { border-bottom-color: #1E2845; }
[data-theme="dark"] .mobile-nav-link { color: #E2E8F2; border-bottom-color: #1E2845; }
[data-theme="dark"] .mobile-sub-menu { background: #0D1428; }
[data-theme="dark"] .mobile-sub-menu a { color: #9BADD0; }
[data-theme="dark"] .mobile-sub-menu a:hover { color: #3D8EEF; background: #1E2845; }

/* Cards & surfaces */
[data-theme="dark"] .product-card {
  background: #1A2235;
  border-color: #1E2845;
  box-shadow: 0 4px 24px rgba(0,0,0,0.4);
}
[data-theme="dark"] .product-card:hover { box-shadow: 0 12px 40px rgba(26,111,212,0.3); }
[data-theme="dark"] .stat-card { background: #1A2235; border-color: #1E2845; }
[data-theme="dark"] .feature-card { background: #1A2235; }
[data-theme="dark"] .info-card { background: #1A2235; border-color: #1E2845; }
[data-theme="dark"] .guide-card { background: #1A2235; border-color: #1E2845; }
[data-theme="dark"] .alert-box { background: #131D35; }

/* Sections with white/light bg */
[data-theme="dark"] .steps-section { background: #0D1428; }
[data-theme="dark"] .section-header .section-label { background: #1E2845; }

/* FAQ */
[data-theme="dark"] .faq-item { background: #1A2235; border-color: #1E2845; }
[data-theme="dark"] .faq-question { color: #E2E8F2; }
[data-theme="dark"] .faq-answer p { color: #9BADD0; }

/* Content blocks */
[data-theme="dark"] .content-block { border-color: #1E2845; }
[data-theme="dark"] .inline-cta { background: linear-gradient(135deg, #1A2235, #111827); border-color: #263050; }
[data-theme="dark"] .related-links { background: #131D35; border-color: #1E2845; }
[data-theme="dark"] .related-links a { color: #9BADD0; border-color: #1E2845; }
[data-theme="dark"] .related-links a:hover { color: #3D8EEF; background: #1E2845; }

/* Sidebar / quote widget */
[data-theme="dark"] .quote-widget {
  background: #1A2235;
  border-color: #1E2845;
  box-shadow: 0 8px 40px rgba(0,0,0,0.5);
}
[data-theme="dark"] .quote-widget h3 { color: #E2E8F2; }
[data-theme="dark"] .quote-widget p  { color: #9BADD0; }
[data-theme="dark"] .sidebar-divider { border-top-color: #1E2845; }

/* Factors list items */
[data-theme="dark"] .factors-ul li,
[data-theme="dark"] .factor-item {
  background: #131D35;
  color: #E2E8F2;
}

/* Section label pill */
[data-theme="dark"] .section-label {
  background: #1E2845;
  color: #9BADD0;
}

/* Utility */
[data-theme="dark"] input,
[data-theme="dark"] select,
[data-theme="dark"] textarea {
  background: #1A2235 !important;
  border-color: #263050 !important;
  color: #E2E8F2 !important;
}
[data-theme="dark"] input::placeholder,
[data-theme="dark"] textarea::placeholder { color: #6577A8; }

/* ── Hero sections — dark mode ── */

/* Homepage hero: dark background so the right photo fades to dark */
[data-theme="dark"] .hero {
  /* background: #0c1526; */
  background-color: rgb(0 0 0 / 68%);
    background-blend-mode: darken;
}
[data-theme="dark"] .hero::before {
  background: radial-gradient(circle, rgba(26,111,212,0.12) 0%, transparent 70%);
}
[data-theme="dark"] .hero::after {
  background: radial-gradient(circle, rgba(14,196,164,0.08) 0%, transparent 70%);
}
[data-theme="dark"] .hero h1 { color: var(--white); }
[data-theme="dark"] .hero-desc { color: rgba(255,255,255,0.75); }
[data-theme="dark"] .hero-badge { background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.9); border-color: rgba(255,255,255,0.15); }
[data-theme="dark"] .hero-badge::before { background: var(--white); }
[data-theme="dark"] .stat-label { color: rgba(255,255,255,0.6); }
[data-theme="dark"] .hero-visual-img {
  -webkit-mask-image: linear-gradient(to right, transparent 0%, rgba(0,0,0,0.85) 32%);
  mask-image: linear-gradient(to right, transparent 0%, rgba(0,0,0,0.85) 32%);
  filter: brightness(0.8);
}
[data-theme="dark"] #hero-call-btn {
  color: var(--white);
  border: 2px solid var(--white);
}
/* Inner page hero — dark mode: flip to dark background so the right photo fades to dark */
[data-theme="dark"] .inner-hero { background: #0c1526; }
[data-theme="dark"] .inner-hero::after {
  -webkit-mask-image: linear-gradient(to right, transparent 0%, rgba(0,0,0,0.95) 32%);
  mask-image: linear-gradient(to right, transparent 0%, rgba(0,0,0,0.95) 32%);
  filter: brightness(0.75);
}
[data-theme="dark"] .inner-hero h1 { color: var(--white); }
[data-theme="dark"] .inner-hero .inner-hero-desc,
[data-theme="dark"] .inner-hero p { color: rgba(255,255,255,0.75); }
[data-theme="dark"] .inner-hero .hero-badge { background: rgba(255,255,255,0.12); color: rgba(255,255,255,0.9); }
[data-theme="dark"] .breadcrumb a { color: rgba(255,255,255,0.5); }
[data-theme="dark"] .breadcrumb a:hover { color: var(--secondary); }
[data-theme="dark"] .breadcrumb .bc-current { color: rgba(255,255,255,0.85); }
[data-theme="dark"] .breadcrumb span { color: rgba(255,255,255,0.25); }

/* Theme toggle button */
.theme-toggle-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  color: rgba(255,255,255,0.9);
  background: none;
  border: none;
  cursor: pointer;
  transition: background var(--transition-fast);
  margin-left: 2px;
  flex-shrink: 0;
}
.theme-toggle-btn:hover { background: rgba(255,255,255,0.2); color: var(--white); }
.theme-toggle-btn svg { width: 15px; height: 15px; flex-shrink: 0; display: block; }
.theme-toggle-btn .icon-sun  { display: none; }
.theme-toggle-btn .icon-moon { display: block; }
[data-theme="dark"] .theme-toggle-btn .icon-sun  { display: block; }
[data-theme="dark"] .theme-toggle-btn .icon-moon { display: none; }

/* =============================================
   SEARCH OVERLAY
   ============================================= */
.search-overlay {
  position: fixed;
  inset: 0;
  z-index: 9000;
  display: flex;
  align-items: flex-start;
  justify-content: center;
  padding-top: 80px;
  background: rgba(7, 14, 34, 0.72);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.22s ease;
}
.search-overlay.open {
  opacity: 1;
  pointer-events: auto;
}

.search-box {
  width: 100%;
  max-width: 640px;
  margin: 0 var(--space-lg);
  background: var(--white);
  border-radius: 20px;
  box-shadow: 0 24px 80px rgba(0,0,0,0.35), 0 0 0 1px rgba(26,111,212,0.12);
  overflow: hidden;
  transform: translateY(-12px) scale(0.98);
  transition: transform 0.22s cubic-bezier(0.4,0,0.2,1);
}
.search-overlay.open .search-box {
  transform: translateY(0) scale(1);
}

.search-input-row {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 16px 20px;
  border-bottom: 1px solid var(--gray-100);
}
.search-input-row svg {
  width: 18px;
  height: 18px;
  color: var(--gray-400);
  flex-shrink: 0;
}
.search-input-row input {
  flex: 1;
  border: none;
  outline: none;
  font-family: var(--font-body);
  font-size: 1rem;
  color: var(--gray-800);
  background: transparent;
  caret-color: var(--primary);
}
.search-input-row input::placeholder { color: var(--gray-400); }
.search-close-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--gray-50);
  border: none;
  cursor: pointer;
  color: var(--gray-600);
  font-size: 1rem;
  flex-shrink: 0;
  transition: background 0.15s;
}
.search-close-btn:hover { background: var(--gray-100); }

.search-results {
  max-height: 420px;
  overflow-y: auto;
  padding: 8px 0;
  scrollbar-width: thin;
  scrollbar-color: var(--gray-200) transparent;
}
.search-results::-webkit-scrollbar { width: 4px; }
.search-results::-webkit-scrollbar-thumb { background: var(--gray-200); border-radius: 4px; }

.search-result-item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 12px 20px;
  cursor: pointer;
  text-decoration: none;
  transition: background 0.14s;
  border-radius: 0;
}
.search-result-item:hover,
.search-result-item.focused {
  background: var(--gray-50);
}
.search-result-icon {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  background: var(--gray-50);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
  flex-shrink: 0;
  border: 1px solid var(--gray-100);
}
.search-result-text { min-width: 0; }
.search-result-title {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--gray-800);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}
.search-result-title mark {
  background: none;
  color: var(--primary);
  font-weight: 700;
}
.search-result-desc {
  font-size: 0.78rem;
  color: var(--gray-400);
  margin-top: 2px;
}
.search-result-cat {
  margin-left: auto;
  font-size: 0.7rem;
  font-weight: 600;
  color: var(--gray-400);
  white-space: nowrap;
  flex-shrink: 0;
  background: var(--gray-50);
  border: 1px solid var(--gray-100);
  border-radius: 20px;
  padding: 2px 8px;
}

.search-empty {
  padding: 36px 20px;
  text-align: center;
  color: var(--gray-400);
  font-size: 0.9rem;
}
.search-empty strong { display: block; color: var(--gray-600); font-size: 1rem; margin-bottom: 6px; }

.search-hint {
  padding: 10px 20px 14px;
  border-top: 1px solid var(--gray-100);
  display: flex;
  gap: 16px;
  justify-content: flex-end;
}
.search-hint span {
  font-size: 0.72rem;
  color: var(--gray-400);
  display: flex;
  align-items: center;
  gap: 4px;
}
.search-hint kbd {
  display: inline-block;
  padding: 1px 5px;
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: 4px;
  font-size: 0.68rem;
  color: var(--gray-600);
  font-family: var(--font-body);
  line-height: 1.5;
}

/* Dark mode overrides */
[data-theme="dark"] .search-box {
  background: #1A2235;
  box-shadow: 0 24px 80px rgba(0,0,0,0.65), 0 0 0 1px #263050;
}
[data-theme="dark"] .search-input-row { border-bottom-color: #263050; }
[data-theme="dark"] .search-input-row input { color: #E2E8F2; }
[data-theme="dark"] .search-input-row svg { color: #6577A8; }
[data-theme="dark"] .search-close-btn { background: #131D35; color: #9BADD0; }
[data-theme="dark"] .search-close-btn:hover { background: #263050; }
[data-theme="dark"] .search-result-item:hover,
[data-theme="dark"] .search-result-item.focused { background: #131D35; }
[data-theme="dark"] .search-result-icon { background: #131D35; border-color: #263050; }
[data-theme="dark"] .search-result-title { color: #E2E8F2; }
[data-theme="dark"] .search-result-desc { color: #6577A8; }
[data-theme="dark"] .search-result-cat { background: #131D35; border-color: #263050; color: #6577A8; }
[data-theme="dark"] .search-results::-webkit-scrollbar-thumb { background: #263050; }
[data-theme="dark"] .search-hint { border-top-color: #263050; }
[data-theme="dark"] .search-hint kbd { background: #131D35; border-color: #263050; color: #9BADD0; }
[data-theme="dark"] .search-empty { color: #6577A8; }
[data-theme="dark"] .search-empty strong { color: #9BADD0; }

/* --- Reset & Base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  font-size: 16px;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  color: var(--gray-800);
  background: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; }
ul, ol { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* --- Typography Scale --- */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-primary);
  font-weight: 700;
  line-height: 1.2;
  color: var(--gray-800);
}

h1 { font-size: clamp(2rem, 5vw, 3.5rem); font-weight: 800; }
h2 { font-size: clamp(1.5rem, 3.5vw, 2.5rem); font-weight: 700; }
h3 { font-size: clamp(1.1rem, 2vw, 1.5rem); font-weight: 600; }
h4 { font-size: 1.1rem; font-weight: 600; }
p  { font-size: 1rem; line-height: 1.75; color: var(--gray-600); }

/* --- Layout Utilities --- */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 var(--space-lg);
}

.container--wide {
  max-width: 1400px;
  margin: 0 auto;
  padding: 0 var(--space-lg);
}

.section { padding: var(--space-3xl) 0; }
.section--sm { padding: var(--space-2xl) 0; }

.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-lg); }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-lg); }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--space-lg); }
.flex   { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.flex-between { display: flex; align-items: center; justify-content: space-between; }
.text-center { text-align: center; }
.gap-sm { gap: var(--space-sm); }
.gap-md { gap: var(--space-md); }
.gap-lg { gap: var(--space-lg); }

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: 50px;
  font-family: var(--font-primary);
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.01em;
  transition: all var(--transition-base);
  white-space: nowrap;
  position: relative;
  overflow: hidden;
}

.btn::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(255,255,255,0.15);
  transform: translateX(-100%);
  transition: transform var(--transition-base);
}

.btn:hover::before { transform: translateX(0); }

.btn--primary {
  background: var(--grad-brand);
  color: var(--white);
  box-shadow: 0 4px 20px rgba(26, 111, 212, 0.35);
}
.btn--primary:hover {
  box-shadow: 0 8px 32px rgba(26, 111, 212, 0.5);
  transform: translateY(-2px);
}

.btn--secondary {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.5);
  backdrop-filter: blur(8px);
}
.btn--secondary:hover {
  background: rgba(255,255,255,0.12);
  border-color: rgba(255,255,255,0.8);
  transform: translateY(-2px);
}

.btn--outline {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}
.btn--outline:hover {
  background: var(--primary);
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: 0 4px 20px rgba(26, 111, 212, 0.3);
}

.btn--ghost {
  background: var(--gray-50);
  color: var(--gray-800);
  border: 1px solid var(--gray-100);
}
.btn--ghost:hover {
  background: var(--gray-100);
  transform: translateY(-1px);
}

.btn--lg { padding: 10px 40px; font-size: 1.05rem; }
.btn--sm { padding: 10px 20px; font-size: 0.85rem; }

/* =============================================
   SITE HEADER — Two-Row Layout (SelectQuote style)
   Row 1: Teal topbar — phone left, utility nav right
   Row 2: White main nav — logo left, menu center, CTA right
   ============================================= */

/* --- Row 1: Topbar --- */
.topbar {
  /* background: var(--topbar-bg); */
  background:linear-gradient(135deg, hsl(210, 100%, 45%) 0%, hsl(270, 70%, 55%) 50%, hsl(261, 81%, 21%) 100%);
  color: var(--white);
  height: var(--topbar-height);
  display: flex;
  align-items: center;
  position: sticky;
  top: 0;
  z-index: 1001;
  box-shadow: 0 1px 0 rgba(0,0,0,0.08);
}

.topbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
}

/* Phone block on left */
.topbar-phone {
  display: flex;
  align-items: center;
  gap: 10px;
}

.topbar-phone .tb-label {
  font-size: 0.72rem;
  font-weight: 600;
  color: rgba(255,255,255,0.85);
  letter-spacing: 0.01em;
}

.topbar-phone a {
  display: flex;
  align-items: center;
  gap: 5px;
  color: var(--white);
  font-family: var(--font-primary);
  font-weight: 700;
  font-size: 0.88rem;
  text-decoration: none;
  transition: opacity var(--transition-fast);
}

.topbar-phone a:hover { opacity: 0.82; }

.topbar-phone svg {
  width: 13px;
  height: 13px;
  flex-shrink: 0;
}

.topbar-divider {
  width: 1px;
  height: 14px;
  background: rgba(255,255,255,0.3);
  margin: 0 4px;
}

/* Utility nav on right */
.topbar-nav {
  display: flex;
  align-items: center;
  gap: 2px;
}

.topbar-nav-item {
  position: relative;
}

.topbar-nav-link {
  display: flex;
  align-items: center;
  gap: 3px;
  padding: 4px 10px;
  color: rgba(255,255,255,0.92);
  font-size: 0.78rem;
  font-weight: 500;
  border-radius: 4px;
  transition: background var(--transition-fast);
  white-space: nowrap;
}

.topbar-nav-link:hover {
  background: rgba(255,255,255,0.15);
  color: var(--white);
}

.topbar-nav-link .tb-chevron {
  width: 10px;
  height: 10px;
  transition: transform var(--transition-fast);
}

.topbar-nav-item:hover .tb-chevron {
  transform: rotate(180deg);
}

/* Topbar dropdown */
.topbar-dropdown {
  position: absolute;
  top: 100%;
  right: 0;
  background: var(--white);
  border-radius: 10px;
  box-shadow: 0 12px 36px rgba(13,20,40,0.16), 0 0 0 1px rgba(220,230,245,0.7);
  padding: 8px;
  padding-top: 12px;
  min-width: 160px;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: all var(--transition-base);
  transform: translateY(-6px);
  z-index: 2000;
}

/* Invisible bridge to prevent hover gap */
.topbar-dropdown::before {
  content: '';
  position: absolute;
  top: -8px;
  left: 0;
  right: 0;
  height: 8px;
}

.topbar-nav-item:hover .topbar-dropdown {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateY(0);
}

.topbar-dropdown a {
  display: block;
  padding: 8px 12px;
  color: var(--gray-600);
  font-size: 0.85rem;
  border-radius: 6px;
  transition: all var(--transition-fast);
}

.topbar-dropdown a:hover {
  background: var(--gray-50);
  color: var(--primary);
}

/* Search icon button */
.topbar-search-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  color: rgba(255,255,255,0.9);
  transition: background var(--transition-fast);
  cursor: pointer;
  margin-left: 4px;
}

.topbar-search-btn:hover {
  background: rgba(255,255,255,0.2);
  color: var(--white);
}

.topbar-search-btn svg { width: 14px; height: 14px; }

/* --- Row 2: Main Navbar --- */
.navbar {
  background: var(--nav-bg);
  position: sticky;
  top: var(--topbar-height);
  z-index: 1000;
  height: var(--nav-height);
  border-bottom: 1px solid var(--gray-100);
  box-shadow: 0 2px 8px rgba(13,20,40,0.06);
  transition: box-shadow var(--transition-base);
}

.navbar.scrolled {
  box-shadow: 0 4px 20px rgba(13,20,40,0.12);
}

.nav-inner {
  display: flex;
  align-items: center;
  height: var(--nav-height);
  gap: 0;
}

/* Logo */
.nav-logo {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-shrink: 0;
  margin-right: var(--space-lg);
  text-decoration: none;
}

.nav-logo img {
  height: 44px;
  width: auto;
  display: block;
  transition: opacity var(--transition-fast);
}

.nav-logo:hover img { opacity: 0.88; }

/* Primary Nav Menu — centered */
.nav-menu {
  display: flex;
  align-items: stretch;
  gap: 0;
  flex: 1;
  height: 100%;
}

.nav-item {
  position: relative;
  display: flex;
  align-items: stretch;
}

.nav-link {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 0 5px;
  color: var(--gray-800);
  font-family: var(--font-body);
  font-weight: 500;
  font-size: 0.9rem;
  white-space: nowrap;
  transition: color var(--transition-fast);
  border-bottom: 3px solid transparent;
  cursor: pointer;
}

.nav-link:hover,
.nav-link.active {
  color: var(--primary);
  border-bottom-color: var(--primary);
}

.nav-item:hover .nav-link {
  color: var(--primary);
  border-bottom-color: var(--primary);
}

.nav-link .chevron {
  width: 14px;
  height: 14px;
  color: var(--gray-400);
  transition: transform var(--transition-fast), color var(--transition-fast);
  flex-shrink: 0;
  margin-left: 1px;
}

.nav-item:hover .chevron {
  transform: rotate(180deg);
  color: var(--primary);
}

/* Mega Dropdown */
.mega-dropdown {
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--white);
  border-radius: 0 0 14px 14px;
  box-shadow: 0 16px 48px rgba(13,20,40,0.14), 0 0 0 1px rgba(220,230,245,0.8);
  padding: var(--space-lg) var(--space-lg) var(--space-md);
  min-width: 420px;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: all var(--transition-base);
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: var(--space-sm);
  transform: translateY(-4px);
  z-index: 999;
}

/* Keep dropdown within viewport */
.nav-item:last-child .mega-dropdown,
.nav-item:nth-last-child(2) .mega-dropdown {
  left: auto;
  right: 0;
}

.nav-item:hover .mega-dropdown {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateY(0);
}

.dropdown-group h4 {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--primary);
  padding: 4px 10px 6px;
  margin-bottom: 2px;
  border-bottom: 1px solid var(--gray-50);
}

.dropdown-link {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px 10px;
  border-radius: 7px;
  color: var(--gray-600);
  font-size: 0.875rem;
  font-weight: 500;
  transition: all var(--transition-fast);
}

.dropdown-link:hover {
  background: var(--gray-50);
  color: var(--primary);
  transform: translateX(2px);
}

.dropdown-link .di {
  font-size: 1rem;
  width: 22px;
  text-align: center;
  flex-shrink: 0;
}

/* Nav Right: CTA button area */
.nav-actions {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  flex-shrink: 0;
  margin-left: auto;
  padding-left: var(--space-md);
}

/* The orange Get a Quote button */
.btn--get-quote {
  background: var(--accent);
  color: var(--white) !important;
  border: 2px solid var(--accent);
  padding: 10px 22px;
  border-radius: 50px;
  font-family: var(--font-primary);
  font-weight: 700;
  font-size: 1.05rem;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  white-space: nowrap;
  transition: all var(--transition-base);
  box-shadow: 0 4px 16px rgba(255,107,53,0.28);
}

.btn--get-quote:hover {
  background: #e05a27;
  border-color: #e05a27;
  box-shadow: 0 6px 24px rgba(255,107,53,0.42);
  transform: translateY(-1px);
}

/* Mobile Hamburger */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
  cursor: pointer;
  border-radius: 8px;
  margin-left: var(--space-sm);
  background: none;
  border: none;
}

.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--gray-800);
  border-radius: 2px;
  transition: all var(--transition-base);
}

/* =============================================
   HERO SECTION — Light Theme
   ============================================= */
.hero {
  min-height: calc(80vh - var(--header-total));
  background: #fff;
  position: relative;
  overflow: hidden;
  padding: 30px 0 80px;
  display: flex;
  align-items: center;
}

/* Two-column layout INSIDE the shared container */
.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: var(--space-xs);
}

/* Subtle light decorative shapes */
.hero::before {
  content: '';
  position: absolute;
  width: 700px;
  height: 700px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(26,111,212,0.05) 0%, transparent 70%);
  top: -200px;
  right: -150px;
  pointer-events: none;
  z-index: 0;
  will-change: auto;
  contain: paint;
}

.hero::after {
  content: '';
  position: absolute;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(14,196,164,0.05) 0%, transparent 70%);
  bottom: -100px;
  left: -80px;
  pointer-events: none;
  z-index: 0;
  will-change: auto;
  contain: paint;
}

/* Remove old orbs (kept in HTML but hidden) */
.hero-orbs { display: none; }

/* LEFT column — text content */
.hero-content {
  position: relative;
  z-index: 2;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(26,111,212,0.10);
  border: 1px solid rgba(26,111,212,0.15);
  color: var(--primary);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: var(--space-lg);
}

.hero-badge::before {
  content: '';
  width: 6px; height: 6px;
  background: var(--primary);
  border-radius: 50%;
  animation: pulse-dot 2s ease-in-out infinite;
  will-change: transform;
  flex-shrink: 0;
}

@keyframes pulse-dot {
  0%, 100% { transform: scale(1); opacity: 1; }
  50% { transform: scale(2); opacity: 0.4; }
}

/* H1: dark text, brand-colored span */
.hero h1 {
  color: var(--gray-800);
  margin-bottom: var(--space-lg);
  letter-spacing: -0.025em;
  font-size: clamp(2rem, 3.5vw, 3.2rem);
  line-height: 1.15;
}

.hero h1 span {
  display: inline-block;
  background: var(--grad-brand);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  will-change: auto;
}

.hero-desc {
  color: var(--gray-600);
  font-size: 1.05rem;
  line-height: 1.8;
  margin-bottom: var(--space-xl);
  max-width: 520px;
}

.hero-cta-group {
  display: flex;
  gap: var(--space-md);
  flex-wrap: wrap;
  margin-bottom: var(--space-lg);
  align-items: center;
}

/* Stats row */
.hero-stats {
  display: flex;
  gap: var(--space-xl);
  flex-wrap: wrap;
  padding-top: var(--space-sm);
}

.hero-stat {
  display: flex;
  flex-direction: column;
}

.stat-num {
  font-family: var(--font-primary);
  font-size: 2rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1;
  min-width: 100px;
}

.stat-label {
  font-size: 0.78rem;
  font-weight: 500;
  color: var(--gray-600);
  margin-top: 4px;
}

/* RIGHT column — hero photo with left-edge fade */
.hero-visual {
  position: relative;
  width: 100%;
  height: 480px;
  z-index: 2;
  overflow: hidden;
}

.hero-visual-img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  /* Fade left edge into white background */
  -webkit-mask-image: linear-gradient(to right, transparent 0%, rgba(0,0,0,1) 30%);
  mask-image: linear-gradient(to right, transparent 0%, rgba(0,0,0,1) 30%);
}

/* =============================================
   SECTION HEADERS
   ============================================= */
.section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(26, 111, 212, 0.08);
  color: var(--primary);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.section-header {
  margin-bottom: var(--space-2xl);
}

.section-header h2 {
  margin-bottom: 12px;
}

.section-header p {
  font-size: 1.05rem;
  max-width: 600px;
}

.section-header.center { text-align: center; }
.section-header.center p { margin: 0 auto; }

/* =============================================
   PRODUCT CARDS (SERVICE GRID)
   ============================================= */
.products-section { background: var(--off-white); }

.product-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: var(--space-lg);
}

.product-card {
  background: var(--card-bg);
  border-radius: var(--card-radius);
  padding: var(--space-xl);
  box-shadow: var(--card-shadow);
  transition: all var(--transition-base);
  border: 1px solid var(--gray-100);
  position: relative;
  overflow: hidden;
}

.product-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: var(--grad-brand);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition-base);
}

.product-card:hover::before { transform: scaleX(1); }

.product-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--card-shadow-hover);
  border-color: rgba(26, 111, 212, 0.1);
}

.product-icon {
  width: 60px; height: 60px;
  border-radius: 16px;
  background: linear-gradient(135deg, rgba(26, 111, 212, 0.1), rgba(14, 196, 164, 0.1));
  display: flex; align-items: center; justify-content: center;
  font-size: 1.7rem;
  margin-bottom: var(--space-md);
  transition: all var(--transition-base);
}

.product-card:hover .product-icon {
  background: var(--grad-brand);
  transform: scale(1.05);
}

.product-card h3 {
  margin-bottom: 8px;
  transition: color var(--transition-fast);
}

.product-card:hover h3 { color: var(--primary); }

.product-card p {
  font-size: 0.9rem;
  line-height: 1.65;
  margin-bottom: var(--space-md);
}

.product-links {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
}

.product-link {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--primary);
  background: rgba(26, 111, 212, 0.06);
  padding: 4px 10px;
  border-radius: 50px;
  transition: all var(--transition-fast);
}

.product-link:hover {
  background: var(--primary);
  color: var(--white);
}

.product-card .card-cta {
  display: flex;
  align-items: center;
  gap: 6px;
  color: var(--primary);
  font-weight: 600;
  font-size: 0.9rem;
  margin-top: var(--space-md);
  transition: gap var(--transition-fast);
}

.product-card:hover .card-cta { gap: 10px; }

/* =============================================
   HOW IT WORKS (STEPS)
   ============================================= */
.steps-section { background: var(--white); }

.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: var(--space-lg);
  position: relative;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 75px;
  left: 10%;
  right: 10%;
  height: 2px;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
  opacity: 0.2;
}

.step-card {
  text-align: center;
  padding: var(--space-xl) var(--space-lg);
  position: relative;
}

.step-num {
  width: 72px; height: 72px;
  border-radius: 50%;
  background: var(--grad-brand);
  color: var(--white);
  font-family: var(--font-primary);
  font-size: 1.5rem;
  font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto var(--space-md);
  box-shadow: 0 8px 24px rgba(26, 111, 212, 0.3);
  position: relative;
  z-index: 1;
  transition: transform var(--transition-base);
}

.step-card:hover .step-num {
  transform: scale(1.1) rotate(-5deg);
}

.step-card h3 { margin-bottom: 8px; }
.step-card p { font-size: 0.9rem; }

/* =============================================
   TRUST STATS / SOCIAL PROOF
   ============================================= */
.trust-section {
  background: var(--grad-hero);
  padding: var(--space-2xl) 0;
  position: relative;
  overflow: hidden;
}

.trust-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 50% 50%, rgba(14, 196, 164, 0.12) 0%, transparent 70%);
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: var(--space-lg);
  position: relative;
  z-index: 1;
}

.trust-item {
  text-align: center;
  padding: var(--space-lg);
}

.trust-item .stat-num {
  font-size: 2.5rem;
  background: var(--grad-brand);
  background: linear-gradient(135deg, #1A6FD4 0%, #0EC4A4 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.trust-item .stat-label {
  color: rgba(255,255,255,0.7);
  font-size: 0.9rem;
  margin-top: 6px;
}

/* =============================================
   WHY CHOOSE US
   ============================================= */
.why-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(340px, 1fr));
  gap: var(--space-lg);
}

.why-card {
  padding: var(--space-lg);
  border-radius: var(--card-radius);
  background: var(--card-bg);
  border: 1px solid var(--gray-100);
  transition: all var(--transition-base);
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.why-card:hover {
  border-color: rgba(26, 111, 212, 0.2);
  box-shadow: var(--card-shadow-hover);
  transform: translateY(-4px);
}

.why-icon {
  width: 52px; height: 52px;
  border-radius: 14px;
  background: rgba(26, 111, 212, 0.08);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  flex-shrink: 0;
  transition: all var(--transition-base);
}

.why-card:hover .why-icon {
  background: var(--grad-brand);
}

.why-card h4 { font-size: 1rem; }
.why-card p { font-size: 0.875rem; line-height: 1.6; }

/* =============================================
   CTA BANNER
   ============================================= */
.cta-banner {
  background: var(--grad-brand);
  border-radius: var(--section-radius);
  padding: var(--space-3xl) var(--space-2xl);
  text-align: center;
  position: relative;
  overflow: hidden;
  margin: var(--space-3xl) auto;
  max-width: 1100px;
}

.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.05'%3E%3Ccircle cx='30' cy='30' r='30'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.cta-banner h2 {
  color: var(--white);
  margin-bottom: var(--space-md);
  position: relative;
}

.cta-banner p {
  color: rgba(255,255,255,0.85);
  font-size: 1.05rem;
  margin-bottom: var(--space-xl);
  position: relative;
}

.cta-banner .btn-group {
  display: flex;
  gap: var(--space-md);
  justify-content: center;
  flex-wrap: wrap;
  position: relative;
}

.cta-banner .btn--white {
  background: var(--white);
  color: var(--primary);
  font-weight: 700;
  box-shadow: 0 4px 20px rgba(0,0,0,0.15);
}

.cta-banner .btn--white:hover {
  box-shadow: 0 8px 32px rgba(0,0,0,0.25);
  transform: translateY(-2px);
}

/* =============================================
   ACCORDION / FAQ
   ============================================= */
.faq-section { background: var(--off-white); }

.faq-list {
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.faq-item {
  background: var(--card-bg);
  border: 1px solid var(--gray-100);
  border-radius: 12px;
  overflow: hidden;
  transition: box-shadow var(--transition-fast);
}

.faq-item:hover { box-shadow: var(--card-shadow); }

.faq-question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: var(--space-lg);
  color: var(--gray-800);
  font-family: var(--font-primary);
  font-weight: 600;
  font-size: 1rem;
  text-align: left;
  gap: var(--space-md);
  transition: color var(--transition-fast);
}

.faq-question:hover { color: var(--primary); }

.faq-chevron {
  width: 20px; height: 20px;
  color: var(--gray-400);
  flex-shrink: 0;
  transition: transform var(--transition-base), color var(--transition-base);
}

.faq-item.open .faq-chevron {
  transform: rotate(180deg);
  color: var(--primary);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-slow), padding var(--transition-base);
}

.faq-item.open .faq-answer {
  max-height: 400px;
}

.faq-answer p {
  padding: 0 var(--space-lg) var(--space-lg);
  font-size: 0.95rem;
  line-height: 1.75;
}

/* =============================================
   INNER PAGE HERO (for sub-pages)
   ============================================= */
.inner-hero {
  background: #fff;
  padding: 60px 0 56px;
  position: relative;
  overflow: hidden;
  min-height: 320px;
  display: flex;
  align-items: center;
}

/* Hide the old radial glow — using ::after exclusively for the photo now */
.inner-hero::before { display: none; }

/* Right-side photo pane — each variant sets background-image here */
.inner-hero::after {
  content: '';
  position: absolute;
  right: 0; top: 0; bottom: 0;
  width: 48%;
  background-size: cover;
  background-position: center right;
  /* Fade left edge into section background */
  -webkit-mask-image: linear-gradient(to right, transparent 0%, rgba(0,0,0,1) 32%);
  mask-image: linear-gradient(to right, transparent 0%, rgba(0,0,0,1) 32%);
  z-index: 0;
  pointer-events: none;
}

.inner-hero .container { position: relative; z-index: 2; }

.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: var(--space-md);
  font-size: 0.85rem;
}

.breadcrumb a {
  color: var(--gray-400);
  transition: color var(--transition-fast);
}
.breadcrumb a:hover { color: var(--primary); }
.breadcrumb span { color: var(--gray-300); }
.breadcrumb .bc-current,
.breadcrumb .current { color: var(--gray-700); font-weight: 500; }

.inner-hero h1 { color: var(--gray-800); margin-bottom: 16px;max-width: 800px;}
.inner-hero p,
.inner-hero .inner-hero-desc {
  color: var(--gray-600);
  max-width: 560px;
  font-size: 1.05rem;
  line-height: 1.7;
  margin-bottom: 0;
}

.inner-hero .cta-group {
  display: flex;
  gap: var(--space-md);
  flex-wrap: wrap;
  margin-top: var(--space-xl);
  align-items: center;
}

/* ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━
   INNER HERO — Category photo (right pane via ::after)
   ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ */
.inner-hero--auto::after        { background-image: url('../images/hero/auto.jpg'); }
.inner-hero--medicare::after    { background-image: url('../images/hero/medicare.jpg'); }
.inner-hero--life::after        { background-image: url('../images/hero/life.jpg'); }
.inner-hero--senior::after      { background-image: url('../images/hero/senior.jpg'); }
.inner-hero--home-ins::after    { background-image: url('../images/hero/home-ins.jpg'); }
.inner-hero--renters::after     { background-image: url('../images/hero/renters.jpg'); }
.inner-hero--landlord::after    { background-image: url('../images/hero/landlord.jpg'); }
.inner-hero--home-imp::after    { background-image: url('../images/hero/home-imp.jpg'); }
.inner-hero--bathroom::after    { background-image: url('../images/hero/bathroom.jpg'); }
.inner-hero--solar::after       { background-image: url('../images/hero/solar.jpg'); }
.inner-hero--roof::after        { background-image: url('../images/hero/roof.jpg'); }
.inner-hero--windows::after     { background-image: url('../images/hero/windows.jpg'); }
.inner-hero--hvac::after        { background-image: url('../images/hero/hvac.jpg'); }
.inner-hero--loans::after       { background-image: url('../images/hero/loans.jpg'); }
.inner-hero--about::after       { background-image: url('../images/hero/about.jpg'); }
.inner-hero--leadership::after  { background-image: url('../images/hero/leadership.jpg'); }
.inner-hero--press::after       { background-image: url('../images/hero/press.jpg'); }
.inner-hero--support::after     { background-image: url('../images/hero/support.jpg'); }
.inner-hero--careers::after     { background-image: url('../images/hero/careers.jpg'); }
.inner-hero--franchise::after   { background-image: url('../images/hero/franchise.jpg'); }
.inner-hero--contact::after     { background-image: url('../images/hero/contact.jpg'); }

/* =============================================
   CONTENT SECTIONS (Inner pages)
   ============================================= */
.content-grid {
  display: grid;
  grid-template-columns: 1fr 360px;
  gap: var(--space-2xl);
  align-items: start;
}

.content-block { margin-bottom: var(--space-xl); }
.content-block h2 { margin-bottom: var(--space-md); }
.content-block h3 { margin-bottom: 10px; color: var(--primary); }
.content-block p { margin-bottom: 14px; }

/* Article content layout */
.article-content {
  min-width: 0;
}

/* New factors list (unordered) */
.factors-ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin: var(--space-md) 0 var(--space-lg);
}

.factors-ul li {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px var(--space-md);
  background: var(--gray-50);
  border-radius: 10px;
  border-left: 3px solid var(--primary);
  font-size: 0.9rem;
  color: var(--gray-800);
  font-weight: 500;
}

.factor-check {
  color: var(--secondary);
  font-weight: 800;
  font-size: 1rem;
  flex-shrink: 0;
}

/* Legacy factor-item (keep for backward compat) */
.factor-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px var(--space-md);
  background: var(--gray-50);
  border-radius: 10px;
  border-left: 3px solid var(--primary);
  font-size: 0.9rem;
  color: var(--gray-800);
  font-weight: 500;
}

.factor-item::before {
  content: '✓';
  color: var(--secondary);
  font-weight: 800;
  flex-shrink: 0;
}

/* Inline mid-article CTA */
.inline-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-lg);
  background: linear-gradient(135deg, rgba(26,111,212,0.06), rgba(14,196,164,0.06));
  border: 1px solid rgba(26,111,212,0.12);
  border-radius: 14px;
  padding: var(--space-lg) var(--space-xl);
  margin: var(--space-xl) 0;
  flex-wrap: wrap;
}

.inline-cta-text {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.inline-cta-text strong {
  font-size: 1rem;
  color: var(--gray-900);
}

.inline-cta-text span {
  font-size: 0.88rem;
  color: var(--gray-500);
}

/* Related pills row */
.related-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: var(--space-md);
}

/* Sidebar divider + related title */
.sidebar-divider {
  border: none;
  border-top: 1px solid var(--gray-100);
  margin: var(--space-lg) 0 var(--space-md);
}

.sidebar-related-title {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gray-400);
  margin-bottom: 8px;
}

/* Sidebar / Quote Widget */
.quote-widget {
  background: var(--white);
  border-radius: var(--card-radius);
  box-shadow: 0 8px 40px rgba(26, 111, 212, 0.14);
  padding: var(--space-xl);
  border: 1px solid var(--gray-100);
  position: sticky;
  top: calc(var(--topbar-height) + var(--nav-height) + 16px);
}

.quote-widget h3 {
  margin-bottom: var(--space-md);
  color: var(--gray-800);
}

.quote-widget p {
  font-size: 0.85rem;
  margin-bottom: var(--space-lg);
}

.quote-widget .btn {
  width: 100%;
  justify-content: center;
  margin-bottom: var(--space-sm);
}

/* Sub-pages nav / related links */
.sub-nav {
  background: var(--off-white);
  border-bottom: 1px solid var(--gray-100);
  padding: 10px 0;
  position: sticky;
  top: calc(var(--topbar-height) + var(--nav-height));
  z-index: 100;
}

.sub-nav-links {
  display: flex;
  gap: var(--space-sm);
  overflow-x: auto;
  padding-bottom: 2px;
  scrollbar-width: none;
}

.sub-nav-links::-webkit-scrollbar { display: none; }

.sub-nav-link {
  flex-shrink: 0;
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--gray-600);
  transition: all var(--transition-fast);
  white-space: nowrap;
  background-color: rgb(0 0 0 / 2%);
    border: 1px rgba(0, 0, 0, 0.05) solid;
}

.sub-nav-link:hover, .sub-nav-link.active {
  background: var(--primary);
  color: var(--white);
}

/* =============================================
   FOOTER
   ============================================= */
.footer {
  background: var(--grad-footer);
  color: rgba(255,255,255,0.8);
  padding-top: var(--space-3xl);
}

.footer-main {
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: var(--space-2xl);
  padding-bottom: var(--space-2xl);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-brand .footer-logo img {
  /* height: 44px; */
  /* filter: brightness(0) invert(1); */
  margin-bottom: var(--space-md);
  mix-blend-mode: luminosity;
}

.footer-brand p {
  color: rgba(255,255,255,0.6);
  font-size: 0.875rem;
  line-height: 1.75;
  margin-bottom: var(--space-md);
}

.footer-social {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.social-btn {
  width: 38px; height: 38px;
  border-radius: 10px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.1);
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.6);
  font-size: 0.9rem;
  transition: all var(--transition-fast);
}

.social-btn:hover {
  background: var(--primary);
  border-color: var(--primary);
  color: var(--white);
  transform: translateY(-2px);
}

.footer-links-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
  gap: var(--space-xl);
}

.footer-col h4 {
  color: var(--white);
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: var(--space-md);
}

.footer-col ul { display: flex; flex-direction: column; gap: 8px; }

.footer-col a {
  color: rgba(255,255,255,0.55);
  font-size: 0.875rem;
  transition: all var(--transition-fast);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.footer-col a:hover {
  color: var(--secondary);
  transform: translateX(3px);
}

.footer-bottom {
  padding: var(--space-lg) 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--space-md);
  font-size: 0.8rem;
  color: rgba(255,255,255,0.35);
}

.footer-bottom a {
  color: rgba(255,255,255,0.35);
  transition: color var(--transition-fast);
}

.footer-bottom a:hover { color: rgba(255,255,255,0.7); }

.footer-legal-links {
  display: flex;
  gap: var(--space-md);
  flex-wrap: wrap;
}

/* Phone strip */
.footer-phone-strip {
  background: rgba(26, 111, 212, 0.15);
  border: 1px solid rgba(26, 111, 212, 0.2);
  border-radius: 12px;
  padding: var(--space-lg);
  margin-bottom: var(--space-lg);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-md);
  flex-wrap: wrap;
}

.footer-phone-strip span {
  color: rgba(255,255,255,0.8);
  font-size: 0.9rem;
}

.footer-phone-strip a {
  color: var(--secondary);
  font-family: var(--font-primary);
  font-size: 1.2rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  transition: color var(--transition-fast);
}
.footer-phone-strip a:hover { color: var(--white); }

/* =============================================
   MOBILE NAVIGATION PANEL
   ============================================= */

/* Full-screen slide-in panel from the right */
.mobile-menu {
  position: fixed;
  top: 0;
  right: 0;
  bottom: 0;
  width: min(360px, 100vw);
  background: #fff;
  z-index: 2000;
  overflow-y: auto;
  transform: translateX(100%);
  transition: transform 0.32s cubic-bezier(0.4, 0, 0.2, 1);
  display: flex;
  flex-direction: column;
  box-shadow: -4px 0 40px rgba(13,20,40,0.18);
}

/* Backdrop overlay */
.mobile-menu::before {
  content: '';
  position: fixed;
  inset: 0;
  width: 100vw;
  background: rgba(13,20,40,0.5);
  z-index: -1;
  opacity: 0;
  transition: opacity 0.32s ease;
  pointer-events: none;
}

.mobile-menu.open {
  transform: translateX(0);
}

.mobile-menu.open::before {
  opacity: 1;
  pointer-events: auto;
}

/* Panel header: brand + close button */
.mobile-menu-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 20px;
  border-bottom: 1px solid #f0f0f0;
  flex-shrink: 0;
}

.mobile-menu-logo {
  height: 36px;
  width: auto;
}

.mobile-close-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: #f5f5f5;
  border: none;
  cursor: pointer;
  color: #333;
  font-size: 1.2rem;
  transition: background 0.15s;
  flex-shrink: 0;
}

.mobile-close-btn:hover { background: #eee; }

/* Nav items list */
.mobile-menu > ul {
  flex: 1;
  padding: 8px 0;
  list-style: none;
}

.mobile-nav-item {
  border-bottom: 1px solid #f5f5f5;
}

.mobile-nav-link {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 20px;
  color: #1a1a2e;
  font-family: var(--font-primary);
  font-size: 0.95rem;
  font-weight: 600;
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  cursor: pointer;
  transition: color 0.15s, background 0.15s;
}

.mobile-nav-link:hover {
  color: var(--primary);
  background: #f8faff;
}

/* Chevron rotation */
.mobile-nav-link svg {
  transition: transform 0.25s ease;
  color: #aaa;
  flex-shrink: 0;
}

.mobile-nav-item.open > .mobile-nav-link svg {
  transform: rotate(180deg);
  color: var(--primary);
}

.mobile-nav-item.open > .mobile-nav-link {
  color: var(--primary);
}

/* Submenu accordion */
.mobile-sub-menu {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
  background: #f8faff;
}

.mobile-nav-item.open .mobile-sub-menu {
  max-height: 800px;
}

.mobile-sub-menu a {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 11px 20px 11px 32px;
  color: #555;
  font-size: 0.875rem;
  font-weight: 500;
  transition: all 0.15s;
  border-bottom: 1px solid rgba(0,0,0,0.04);
}

.mobile-sub-menu a:last-child { border-bottom: none; }

.mobile-sub-menu a:hover {
  color: var(--primary);
  padding-left: 36px;
  background: rgba(26,111,212,0.04);
}

/* Mobile CTA block at bottom */
.mobile-cta {
  padding: 16px 20px 24px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  border-top: 1px solid #f0f0f0;
  flex-shrink: 0;
}

.mobile-cta .btn--get-quote {
  width: 100%;
  justify-content: center;
  border-radius: 50px;
  padding: 14px 20px;
  font-size: 0.95rem;
}

.mobile-cta .btn {
  width: 100%;
  justify-content: center;
  padding: 14px 20px;
  font-size: 0.9rem;
}

/* =============================================
   SCROLLBAR
   ============================================= */
::-webkit-scrollbar { width: 8px; height: 8px; }
::-webkit-scrollbar-track { background: var(--gray-50); }
::-webkit-scrollbar-thumb {
  background: var(--gray-200);
  border-radius: 4px;
}
::-webkit-scrollbar-thumb:hover { background: var(--primary); }

/* =============================================
   ANIMATIONS / SCROLL REVEAL
   ============================================= */
.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }

/* =============================================
   BADGE / TAG
   ============================================= */
.badge {
  display: inline-flex;
  align-items: center;
  padding: 4px 12px;
  border-radius: 50px;
  font-size: 0.75rem;
  font-weight: 600;
}

.badge--green { background: rgba(14, 196, 164, 0.12); color: var(--secondary-dark); }
.badge--blue  { background: rgba(26, 111, 212, 0.12); color: var(--primary); }
.badge--orange { background: rgba(255, 107, 53, 0.12); color: var(--accent); }

/* =============================================
   RESPONSIVE — Tablet (≤1024px)
   ============================================= */
@media (max-width: 1024px) {
  .content-grid {
    grid-template-columns: 1fr;
  }
  .quote-widget {
    position: static;
  }

  /* Hero: collapse inner grid to single-column at tablet */
  .hero { padding: 40px 0 60px; min-height: auto; }
  .hero-inner { grid-template-columns: 1fr; gap: var(--space-xl); }
  .hero-visual { display: none; }
  /* Inner hero: hide right photo pane, full-width text at tablet */
  .inner-hero::after { display: none; }
  .footer-main { grid-template-columns: 1fr; }

  /* Hide some nav items at tablet */
  .nav-link { padding: 0 10px; font-size: 0.82rem; }
}

/* =============================================
   RESPONSIVE — Mobile (≤768px)
   ============================================= */
@media (max-width: 768px) {
  :root {
    --nav-height:    58px;
    --topbar-height: 44px;
    --header-total:  102px;
  }

  /* ── Topbar on mobile: centered phone, hide utility links ── */
  .topbar {
    height: auto;
    padding: 0;
  }

  .topbar .container {
    flex-direction: column;
    align-items: stretch;
    padding: 0;
  }

  /* Phone row — centered, teal BG */
  .topbar-phone {
    justify-content: center;
    gap: 8px;
    padding: 8px 16px;
    background: var(--topbar-bg);
    text-align: center;
  }

  .topbar-phone .tb-label { display: none; }
  .topbar-divider          { display: none; }

  /* Utility nav — hidden on mobile */
  .topbar-nav { display: none; }

  /* ── Main navbar on mobile ── */
  .navbar {
    top: 38px; /* match topbar height */
  }

  /* Hide desktop menu, show hamburger */
  .nav-menu { display: none; }
  .nav-actions .btn--get-quote { display: none; }
  .nav-toggle   { display: flex; }

  /* Show search icon on mobile nav */
  .nav-search-mobile {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 36px; height: 36px;
    border-radius: 50%;
    color: var(--gray-600);
    transition: background 0.15s;
  }
  .nav-search-mobile:hover { background: var(--gray-50); }
  .nav-search-mobile svg { width: 18px; height: 18px; }

  /* Hamburger animates to X when open */
  .nav-toggle { cursor: pointer; padding: 8px; background: none; border: none; }
  .nav-toggle span { background: var(--gray-800); }

  .nav-toggle.active span:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
  }
  .nav-toggle.active span:nth-child(2) {
    opacity: 0;
    transform: scaleX(0);
  }
  .nav-toggle.active span:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
  }

  /* Typography */
  h1 { font-size: 2rem; }
  h2 { font-size: 1.5rem; }

  /* Hero */
  .hero { padding: 30px 0 50px; min-height: auto; }
  .hero-inner { grid-template-columns: 1fr; gap: var(--space-lg); }
  .hero-stats { gap: var(--space-lg); flex-wrap: wrap; }
  .hero-visual { display: none; }
  /* Inner hero: hide right photo pane on mobile */
  .inner-hero::after { display: none; }
  .inner-hero { min-height: auto; }

  /* Page sections */
  .product-grid { grid-template-columns: 1fr; }
  .trust-grid   { grid-template-columns: repeat(2, 1fr); }
  .steps-grid   { grid-template-columns: 1fr 1fr; }
  .steps-grid::before { display: none; }
  .why-grid     { grid-template-columns: 1fr; }

  .cta-banner {
    margin: var(--space-xl) var(--space-md);
    padding: var(--space-2xl) var(--space-lg);
    border-radius: 20px;
  }

  .footer-links-grid { grid-template-columns: repeat(2, 1fr); }
  .section { padding: var(--space-2xl) 0; }

  /* Inner page */
  .inline-cta { flex-direction: column; align-items: flex-start; }
  .sub-nav-links { gap: 6px; }
  .sub-nav-link  { font-size: 0.78rem; padding: 4px 12px; }
}

/* =============================================
   RESPONSIVE — Small Mobile (≤480px)
   ============================================= */
@media (max-width: 480px) {
  .trust-grid { grid-template-columns: 1fr; }
  .steps-grid { grid-template-columns: 1fr; }
  .hero-cta-group {
    flex-direction: column;
    align-items: stretch;
  }
  .hero-cta-group .btn,
  .cta-group .btn--get-quote { width: 100%; justify-content: center; }
  .footer-links-grid { grid-template-columns: 1fr 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .hero-stats {
    grid-template-columns: repeat(2, 1fr);
    display: grid;
    gap: var(--space-md);
  }
  h1 { font-size: 1.75rem; }
}
.hero {
  background-image: url(../images/img4.jpg);
  background-size: cover;
}
.hero-cards-stack {
  display: none;
}
@media (max-width: 1024px) {
    .hero {
        background-position: left;
    }
}
.footer-links-grid .footer-col:nth-last-child(2) {
    display: none !important;
}
#hero .hero-badge {
  background: rgba(26,111,212,0.50);
}
.inner-hero {
  padding:15px 0 30px;
  background: #f4f4f4;
}
.inner-hero::after {
  -webkit-mask-image: linear-gradient(to right, transparent 0%, rgba(0, 0, 0, .9) 90%);
    mask-image: linear-gradient(to right, transparent 0%, rgba(0, 0, 0, .9) 90%);
}
.btn--secondary {
  background: transparent;
    color: var(--black);
    border: 2px solid rgba(0, 0, 0, 0.5);
    backdrop-filter: blur(8px);
}
.inner-hero {
  display: block;
}